Every consumer is entitled to a free credit report from each of the Big 3 reporting agencies: Equifax, Experian and TransUnion. It's good to be always updated with your credit report because it will show whether someone is trying to get credit in your name. Order from a credit bureau every four months. Don't order the reports simultaneously to get continuous updates.
There's one that's called freecreditreport.com which provides a free 30-day trial but after 30 days, if you don't cancel, this company will automatically charge $12.95 per month to your credit card so be careful what you sign up for.
The charge is labeled under another name - CIC Triple Advantage - so if you don't scrutinize your credit card charges, it's easy to miss. Kung hindi malinaw sa inyo na sisingilin kayo after ng trial period, you can ask for a refund.