Thursday, February 21, 2008

PINAY IDOL RAMIELE MALUBAY


If you're a Pinoy and you haven't heard that one of our own is once again on American Idol's top 24, you might wanna get out of that rock you live in.

Kidding aside, how cool is it that Ramiele Malubay (who corrected Simon's mangled pronunciation of her last name during her audition, by the way) came off as one of last night's best performers? Today, she graced TV Guide.com's cover and its resident critic praised her and called her "gorgeous".

The 20-year-old Florida native lists Filipina singers Regine Velasquez and Lani Misalucha as two of her favorite singers in her official Fox bio. Below are some excerpts from it:

What is your most embarassing moment?
My most embarrassing moment has to be when I was singing for an event and right at the beginning of the song I slipped because of my heels.

Do you have any rituals or things you do before you perform?
I pray & hold onto the guardian angel coin with my birthstone on it that my mom gave me.

What album would your friends be surprised you own?
Spice Girls!

What are your personal goals in life?
My personal goals in life are to become a better daughter/sister, finish school, have a better relationship in the love department...just continue to be happy.

If you don't make it on American Idol, what will you do?
If I don't make it on American Idol, I'm still going to continue to sing and go to school for nursing.

Wednesday, February 20, 2008

PINAY AT WORK: Johanna Ilagan, Nurse


Las Vegas resident Johanna Ilagan grew up in a baryo with ample rustic charm called San Antonio, located in Batangas, a beautiful city south of Manila.

Like many Pinoys raised in the Philippines before the computer age and the OFW boom, Johanna started getting a strong work ethic as soon as she entered elementary school. It's not at all forced child labor, she says, but just her own desire to help her family even in a small way and also to spend time with her like-minded friends. During summers, like many girls and boys her age, she raised money to buy school supplies for the coming schoolyear by sewing pawid leaves, materials that were used to build nipa huts. She treasures this experience because it taught her the value of hard work.

In college, she found a way to connect her homegrown diligence with her passion: by becoming a nurse.

"I love being a nurse because I am able to help people on a daily basis," she says. Currently, she works as a surgical ICU nurse at the Valley Hospital in Las Vegas.

From a proactive small girl in a small town to owning a house in and living in one of the biggest cities in the world, Johanna has come a long way. Here are her vital signs:

How she got into nursing
"I studied nursing at EAC Manila. I worked first at Medical Center Manila, then after a few years, I was hired for my first job abroad, in a Middle East hospital. In 2000, I took my NCLEX and that's when I moved to the U.S.," she says. She is now a member of several nursing organizations: American Association of Critical Care Nurses, Philippine Nurses Association, and she is licensed to practice in Nevada, California and Connecticut.

Job Perks
It is common knowledge that nursing is one of the most lucrative fields in the country. "I think the salary for RNs is about 25 thousand to 50 thousand a year, depending on experience. Plus OT and weekend and night differentials," Johanna says. She adds that whatever state you want to live in, you'll find a job easily if you have good work record.

Workload
"I work 3 days a week on a 12-hour shift. I take care of surgical patients and critical cases. When I get in, first I take the reports from the outgoing nurse, do bedside care, assess the patient, check doctor's orders... Then I take care of the patient's needs, kung kailangang paliguan, kung may kailangang gamot, kung nakakahinga ba siya ng maayos. I take care of about 1 to 4 patients a day."

Greatest Achievement
"My job provides financial stability but the greatest achievement that I get out of it is when a patient's condition improves."

Most Difficult Job Aspect
"Kapag namatayan ako ng pasyente, kahit 17 years na akong nurse, naapektuhan pa rin ako. But you have to be tough."

Her Advice To Prospective Nurses
1. "Be true to yourself. Don't get into it just for the money. I've said before that nursing is like pagma-madre - it's a vocation. You have to really care for others. Pag nagkamali ka, buhay ang nakataya."
2. "You should never stop learning. I always attend conferences and seminars."
3. "Strive hard. When I first came here, I worked in the East Coast. First time kong tumira sa Amerika, sa napakalamig na lugar pa. Tapos nag-re-review pa ako and also working at the same time. It's not easy, but it's doable."

[PINAY/PINOY AT WORK is FilipinOnline's new column featuring one of R.P.'s most admired exports: working Pinoys. If you have an interesting job and you'd like to be considered to be featured here, please e-mail me at
ybchavez@gmail.com.]

Thursday, February 14, 2008

TAX REBATE


Before Valentine's Day, President Bush signed the law that will benefit some 130 million Americans. The Economic Stimulus Act of 2008 (H.R. 5140) ,a.k.a. tax rebate law, is the good news in the form of a check that some cash-strapped kababayans is counting on.

Intended to spur our sickly economy to life, the government is expecting the check recipients to do some serious retail therapy right after getting the money. However, my favorite financial guru, Suze Orman, has some ideas on how to spend this "found" money more responsibly.

But before natin bilangin ang mga sisiw bago mapisa ang mga itlog, let's see first if you qualify.
Makaka-receive ka ba ng check?
If you have net tax liability for 2007 and/or earned at least $3,000 last year, yes, you will.

Ano ang net tax liability? This is the amount of tax you owe entered on line 46 on the 2007 Form 1040. Most individual tax filers will have a net tax liability above $600, but if your tax liability is less, then that will be the amount of your rebate check.

Yung iba can still qualify for a rebate of $300 for single filers (double for joint filers) as long as you have at least $3,000 in income from a job or Social Security or veterans' disability benefits.

Magkano ang matatanggap ko?
Individual taxpayers could receive at least $300 and up to $600.
Married taxpayers who file joint returns will get a maximum rebate of $1,200, depending on your tax liability. Kahit yung asawa lang ninyo ang nagtrabaho, you will still get the maximum amount, just make sure to file jointly.

Most individuals who have income of $3,000 but who do not have to file a return will get $300.
Those with children can receive an additional $300 per child.

Lahat ba ng anak ko kasama sa bilang?
No. Ang qualified lang sa rebate ang yung mga anak na younger than 17.

Will nonresident aliens who work here get a rebate?
Nope.

Also, mababa rin ang rebates ng mga rich taxpayers. If you're a single filer with an adjusted gross income, or AGI, of more than $75,000; more than $150,000 for married couples filing jointly, you will get less (you probably don't need the extra moolah, anyway, right?)

What do I need to do to get the check?
You need to file your 2007 income tax return. Even if you have no taxes due, it might help to let the government know that you have $3,000 earned income for 2007.

Those who don't file might still count on the IRS and Social Security Administration to find you, if you're eligible but don't have to file a return.

Kailan dadating ang check?
They will start issuing checks by mid-May, according to reports. You can check the IRS Web site during that time for updates. If you have a direct deposit account on file for your tax refund, that's probably where it will end up, too - mas mainam kasi mas madali n'yong makukuha doon kesa mag-i-intay pa kayo ng mail.

Tuesday, February 12, 2008

Time To Stock Up On Forever Stamps

On May 12, the cost of a First-Class stamp will increase from 41 to 42 cents.

Tataas din ang presyo ng ibang mailing services, such as Standard Mail, Periodicals, Package Services (including single-piece Parcel Post), and Special Services.

Before May 12, you can save some money by buying Forever stamps.

Last year, the U.S. Postal Service (USPS) issued the Forever stamp, which will always be valid as First-Class postage on standard envelopes weighing one ounce or less, regardless of any subsequent increases in the First-Class rate.

“The Postal Service developed the Forever Stamp for consumers to ease the transition during price changes,” said Postmaster General John Potter of the USPS. “We encourage Americans to buy Forever Stamps now for 41 cents, because like the name suggests, they are good forever.”

When the price goes up to 42 cents on May 12, all Forever stamps bought at 41 cents will still (and forever, naks) be valid.

Sunday, February 3, 2008

BUHAY AMERICA TIP:
Recycling Matters

Kicking soda-drinking habits may be difficult for some of us but recycling those cans shouldn't be. Before you ditch that can into the garbage pail, think of the money you'll get back for it for its CRV (California Refund Value, typically 5 cents per), and how you can help the environment.

Sa Pilipinas we can just return the softdrinks bottle and get our deposito back sa sari-sari store, dito there are recycling centers where you can return them. If you live in California, just plug in your zip code in this page and it will give you the nearest centers. If you live elsewhere, information can be found here.

WHAT TO RECYCLE
Most bottles and cans be recycled. If you have any container from the following list, you're set. To see the complete recyclable list, go to the Bottles and Cans website.

GETTING PAID PER CONTAINER
If you want to get paid by container, you have to redeem only 50 or fewer items per visit, then request being paid by count rather than by weight. Otherwise, if you have more than 50 beverage containers, recycling centers are allowed to pay by weight.

Wednesday, January 23, 2008

BUHAY AMERICA TIPS:
Be sure to check your W-2 for errors

This is the time of the year when we get our W-2 forms. The deadline for employers to put W-2s in the mail is Jan. 31 so if you haven't received yours by that time, tanungin na ninyo ang inyong accounting department.

[If you're a new immigrant: The W-2 is the tax form distributed by employers which lists the income you earned, retirement plan contributions, and the income taxes that were withheld for the previous year. This is needed to file individual tax returns.]

Kahit di mo natanggap ang W-2 mo
, you're still required to file your tax return on time. Kung nahihirapan kang kunin ang W2 mo dahil may problema sa employer, you can file a complaint with the IRS by calling 800-829-1040 or go to http://www.irs.gov/. Don't call until after Feb. 14.

The deadline to file individual tax returns is on April 15.

After reviewing your W-2 and wondering where all the money went (or feeling depressed about how little the amount was), check your W-2s for any errors.

This article lists some potential problems to look for when you receive your W-2:
Wrong name.
If you got married last year and changed your name, the name on your W-2 may not match the one on your Social Security card. Notify your employer of name mismatches right away. You may be able to get it corrected before your W-2 is sent to the Social Security Administration and your state.
Misplaced W-2s.
You're supposed to get a W-2 from every company you worked for in 2004, even if you stayed for only a day or two. Companies that have gone out of business are supposed to send employees a W-2 form by the end of the month following the quarter they stopped operations.


What if Your Employer Refuses to Give You Your Form W-2?
Kung ayaw kang bigyan ng W2 for whatever reason, your employer still doesn't want to give you one, call the IRS at 1-800-829-1040.

Pag tumawag ka sa
IRS, have this information ready:
1.) Your name and address, Social Security number, and contact information.

2.) The employer's name and complete address, including zip code, the employer’s identification number (if known), and telephone number.

3.) An estimate of the wages you earned, the federal income tax withheld, and the dates you began and ended employment.

[photo: msn.com]

Saturday, January 19, 2008

DON'T FORGET TO REGISTER TO VOTE!

Election day is coming up so DON'T FORGET TO REGISTER.

Voter registration is permanent - if you already did so during your oath-taking then you're set. However, you should re-register kung lumipat kayo, wish to change your political party affiliation, or have changed your name.

For the upcoming presidential primary elections on February 5, the last day to mail in the registration form for California residents is on Jan. 22 . For more information about registration and voting, go to this site: http://www.sos.ca.gov/elections/elections_vr.htm

You may register to vote if you meet the following criteria:

You are a United States citizen
You are a resident of California [or the state of your residence]
You are at least 18 years of age (or will be by the date of the next election)
You are not in prison or on parole for conviction of a felony
You have not been judged by a court to be mentally incompetent to register and vote
To find the deadline to register in other states, just Goggle your state's name and add "voter registration."

Thursday, January 17, 2008

RENALDO LAPUZ, FILIPINO AMERICAN IDOL




You knew it was just a matter of time. On the second day of American Idol Season 7 auditions, another Pinoy has made it to the show of shows.

Upon seeing previews of a contestant in a shiny silver cape and gaudy hat, I groaned knowing that he's Pinoy. I was afraid that the 44-year-old, 100% Pinoy, Renaldo Lapuz will do something completely embarassing. But as it turned out, he was so guileless and so sincere that he won me over.

Yes, he probably will be in the Worst list in the inevitable American Idol's Best & Worst, but unlike the completely deluded AI should-not-bes, Renaldo wasn't cringe-inducing (okay, maybe the costume was).

In fact, he did the most funny and entertaining audition so far. He even got the hosts to sing along and dance along with him.

The Reno, Nevada native didn't actually get the golden ticket to Hollywood (where many contestants wash out anyway) but he got something better: Fifteen minutes of fame and a prediction from his idol, Simon Cowell, that his audition piece - an original composition called "We're Brothers Forever" - will be a "hit record."

Okay, so Simon was laughing when he said that but it's not unthinkable: Renaldo could be this year's William Hung. And he already has one thing over Hung: Renaldo sings better, and I guarantee you, once you've heard him, for better or for worse, his song will stick in your mind like day-old malagkit. As one blogger described his performance: "He is freakin' hilarious!"

"If I were an American Idol, then I would give hope to those who are in despairs, and to be tough, to be strength," Renaldo said.

His English might be broken but his spirit surely wasn't when he tearfully thanked Simon after his audition for "giving a chance to everyone to sing to the whole world...to give a chance to any talent, free of charge."

Other kababayans might get crabby and start bagging on him but I hope for the opposite. Sure, talent-wise, he's no Jasmine Trias - not even AJ Tabaldo - but he just seems to be a happy Pinoy with a song in his heart so let's let him have the time of his life.

So - congrats, Renaldo! Idol ka namin.

And now, here are the lyrics to his song. All together now!

We're Brothers Forever

By Renaldo Lapuz

I am your brother
Your best friend forever
Singing this songs
The music that you liiiike!

Brothers till the end of time
Together or not
You're always in my heart
Your hurt, your feelings
And you will worry no mooore!

Tuesday, January 15, 2008

USCIS TO HOLD U.S. HISTORY & CIVICS ORIENTATION SEMINAR

Volunteers To Receive President’s Award for Service to Older Immigrants

LOS ANGELES – U.S. Citizenship and Immigration Services (USCIS) and the White House Office of USA Freedom Corps will hold a volunteer and civics orientation seminar at Los Angeles City College on Thursday to encourage individuals to volunteer to help legal immigrants become more actively engaged in their communities.

During the seminar, the Project SHINE chapter at California State University, Fullerton (CSUF) will receive the President’s Volunteer Service Award for helping older immigrants learn English and prepare to become United States citizens.

Following the seminar, Alfonso Aguilar, Chief of USCIS’ Office of Citizenship, will teach a citizenship class using the new USCIS video, A Promise of Freedom: An Introduction to U.S. History and Civics for Immigrants and engage the students in a discussion using the lesson plan in the accompanying booklet.

January 17, 2008- 10 a.m.
Los Angeles City CollegeEl Camino Theatre
855 N. Vermont AveLos Angeles, CA 90029
Main Office: (323) 953-4000

MANNY PACQUIAO'S UNFINISHED BUSINESS


Boxing champions Manny Pacquiao and Juan Manuel Marquez had a press conference today in Beverly Hills to promote their upcoming fight called "Marquez vs Pacquiao II - Unfinished Business".

The highly-anticipated match for the Super Featherweight world championship will be staged on Saturday, March 15 , at the Mandalay Bay Resort & Casino in Las Vegas. This bout is a rematch of their legendary May 8,2008 battle which ended in a draw. The fight will be telecast live on HBO Pay-Per-View.

--Photo Credit : Chris Farina - Top Rank, copyright 2008

SCAM ALERT


The Internet Age brought us many great things but it also brought us spam, ID theft, and other hideous things perpetrated by hideous (and usually anonymous) people.

I'm starting a new segment on FilipinOnline today to help expose these scams, and to warn our kababayans against them.

For starters, I got this e-mail yesterday (see picture above) saying that I have a pending item for delivery for a free laptop.
Wow, a free laptop. I sure could use one. And I was lucky enough to be chosen by these wonderful people!

Too good to be true, right? Right. That's my first clue that this e-mail was bogus. So I hit Report Spam.

I've heard of sob stories of kababayans who fell prey to these kinds of things. They lost money, time and their sense of security because they trusted so easily.
If you wanna share your story so you could help others be informed, please e-mail them to me: ybchavez at gmail.com (no space in between, @ replaces 'at').

Here's a list of common Internet scams, from the FBI.



To file a complaint, go to this Internet Crime Complaint Center, ran by the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center, and fill up a form.

Monday, January 14, 2008

ASK A KABABAYAN: I read that Hillary Clinton won the New Hampshire caucus. Ano ba ang kaibahan ng caucuses at primaries? Ano'ng susunod na mangyayari?

ANSWER:
These are the same things being asked by other Fil-Ams who are voting for the first time or who are just wondering what the heck these caucuses and primary elections mean. Here's what I know:

First: what they had in New Hampshire where Hillary (for Democrat) and McCain (for Republican) won was not a caucus; it was actually a primary election. Sa Iowa yung caucus where Obama and Huckabee won.

Caucuses and primaries accomplish the same basic thing: They are used by each political party to let voters nationwide select their party's presidential nominee. Magkaiba lang sila ng implementation.

Ang caucus is sort of like a classroom election/barangay-level elections, while the primary elections are just like any other secret ballot election. Sa Iowa, they held several caucuses - depende sa dami ng counties (ang counties ay parang provinces sa atin, kumbaga). Sa Iowa Democratic caucuses, taasan ng kamay ang elections, at pwedeng mangampanya during the process.

The primaries and caucuses are used to select delegates (representatives of party members in each state) to send to the party's Presidential Nominating Convention.

Ang importance ng Iowa caucus is that, in the election season, it's the earliest to have any kind of voting process in an election year. It's the first time that the candidates and the public can see kung sinong kandidato o anong plataporma ang kinikilingan ng publiko.

So maraming publicity kasi well-covered ng media. Parang nagkakaroon ng momentum kung sinuman ang manalo dito kahit hindi naman nito ni-re-represent ang cross-section of the American voting public.

Iowa has been described in news reports as a lily-white state - meaning, it's a state na hindi masyadong maraming immigrants like Latinos and Asians, unlike California. Ganun din ang demographics ng New Hampshire.

Ang susunod na inaabangan ngayon ay ang mga primaries where minorities, like us Pinoys, vote.

Bawat state gets to have caucuses or primary elections kaya lang unang-unang gumagawa ang Iowa ng caucus at ang New Hampshire ng primary elections kaya sila ang unang center of media attention.

Sa primary elections and caucuses, nade-determine ang state party's nominee for president, which it will present sa susunod na event - which is the Presidential Nominating Convention where each (Dem and Rep) party's delegates will select the party nominee.

The outcome decides kung sino ang magiging official na kandidato per party sa general elections, which will be held in November.

Sunday, January 13, 2008

Most Commonly Mispronounced English Words

Yes, we're known for sometimes confusing our Ps and Fs but there are other English words that trip even native English speakers.

Speaking of our Ps and Fs, naalala ko tuloy yung kwento ng isang katrabaho ko dati. She called a Pinoy client but the client wasn't home so the voicemail came up. The voicemail prompt left my coworker confused as to where and how exactly to leave her message for the client. This is what the client's recorded voice said:
"Sorry we missed your call. Please leave a message after the beef."

Anyway-- Here's a partial list with explanation from yourdictionary.com. Scroll down to get the full link. The first word is the commonly misprounced usage; the correct pronunciation is highlighted.

Some entries may surprise you. I didn't know that I've been mispronouncing "forte" till now:

Antartic - Antarctic
Just think of an arc of ants (an ant arc) and that should help you keep the [c] in the pronunciation of this word.

athelete - athlete
Two syllables are enough for "athlete."
[David Spader used this mispronunciation to great comedic effect in "The Benchwarmers". I know it's not an Oscar movie but it has Rob Schneider, who is Pinoy, so rent it now. - YBC]

cannidate - candidate
You aren't being canny to drop the [d] in this word. Remember, it is the same as "candy date."
[I know some of us are tempted to pronounce this with an American accent, like saying "twenny" instead of "twenty", but it doesn't make it correct - YBC]

duck tape - duct tape
Ducks very rarely need taping though you may not know that ducts always do—to keep air from escaping through the cracks in them.
Febyuary - February
We don't like two syllables in succession with an [r] so some of us dump the first one in this word. Most dictionaries now accept the single [r] pronunciation but, if you have an agile tongue, you may want to shoot for the original.

fedral - federal
Syncopation of an unaccented vowel is fairly common in rapid speech but in careful speech it should be avoided. See also "plute" and read more about the problem here.

forte -fort
The word is spelled "forte" but the [e] is pronounced only when speaking of music, as a "forte passage." The words for a strong point and a stronghold are pronounced the same: [fort].

'erb - herb
Does, ''My friend Herb grows 'erbs,'' sound right to you? This is a US oddity generated by the melting pot (mixed dialects). Initial [h] is always pronounced outside America and should be in all dialects of English.

irregardless - regardless
"-Less" already says ''without'' so there is no need to repeat the same sentiment with "ir-."

lambast - lambaste
Better to lambaste the lamb than to baste him—remember, the words rhyme. "Bast" has nothing to do with it.

often -ofen
We have mastered the spelling of this word so well, its spelling influences the pronunciation: DON'T pronounce the [t]! This is an exception to the rule that spelling helps pronunciation.

Here's the complete list of the 100 Most Commonly Mispronounced Words.
[picture from Savvy Traveler]

Monday, January 7, 2008

"JOURNEY" LEAD SINGER IS A PINOY

Discovered via YouTube, bonafide Quezon City boy and singer-extraordinnaire Arnel Pineda skipped gazillion steps in securing a spot desired by many aspiring singers. Last December, he became the new lead singer of Journey.

This juicy piece of good news was first brought to my attention by FilipinOnline reader Jon Dela Cruz, and I even talked about it when I guested on Kababayan LA. Today, I got another e-mail about this talented Pinoy from FO contributor Art Pacho. Thanks, Jon & Art, for the tip!

On its official website, Journey welcomed Arnel with Open Arms.

The group, which achieved its biggest commercial success thus far in the '80s, had another high-profile moment recently when one of its biggest hits, Don't Start Believing, was used in The Sopranos' much-talked about fade-to-black finale.

Here's Arnel singing:

TRAGIC END FOR A HEROIC FIL-AM

A Pinoy husband and father of five died on Christmas Day when he aided in rescuing children who had broken through the ice on Jackson Lake in Wrightwood, Calif.

Claro "Bhoy" O. Claridad II, 41, slipped beneath the ice and died from hypothermia.

Bhoy was born in Manila and has lived in California for 23 years. He and his wife Judith and their five children - all under 12 - resided in Victorville in the last four years. Bhoy was a Verizon store manager and he was also a former U.S. Army man.

"He risked his life for something he would do for everybody," said co-worker Diane Bach in a report. "He doesn't think, he just acts. No matter what anybody needs." In the same article, Bach described Bhoy as the manager that everyone loved who brought lavish lunches to work, "oftentimes wrapped in banana paper."

The Claridads went to the snowy lake for a family picnic to celebrate Christmas, not knowing that it will be their last day together.

When the incident happened, Judith had momentarily left to change her two youngest daughters. When she came back, she was informed that Bhoy has been brought to the hospital.

There, Bhoy's belongings were returned to her, including a hat with a Filipino flag, according to a news report.

A trust fund has been established to help Judith and the Claridad children.

Donations may be made at any Washington Mutual branch under the Claridad name and account number 3403135523.

Donations may be sent to Claridad Fund, c/o Washington Mutual, 12690 Hesperia Road, Victorville, CA 92302.

BUHAY AMERICA TIP:
Airline Restrictions on Spare Batteries

Travel Alert!
Effective January 1, 2008, the U.S. Department of Transportation have prohibited loose lithium batteries in checked baggage.

In response to exploding laptops incidents, the government agency has issued this directive.

Eto ang mga detalye:
1.) Iba ang treatment sa mga installed batteries na nakakabit na (sa telepono, computer, camera, etc.), at sa spare batteries (carried loose). Only lithium-based batteries are affected, not nickel-based rechargeables or alkaline batteries.

2.) You can't pack spare batteries in checked baggage but equipment with batteries installed can be checked in.

3.) Sa carry-on bag mo, you can take as many batteries as you want (installed or spare), basta hindi lalampas sa 8 grams of lithium content each battery. How much lithium is in a battery? This informative article from Yahoo! tells you how to figure it out:
"An 8-gram battery equals about 100 watt-hours of power. Now, your battery won't say how many watt-hours it provides, but it's easy to do the math. Look on the bottom and you'll find a voltage rating and a mAh (milliamp-hours) rating. Multiply these two together and divide by 1,000. That's your watt-hours. In the (big) battery I'm looking at as an example, it offers 11.1 volts and 7,800 mAh. Multiply and divide by 1,000 and you get 86.58 watt-hours, acceptable under the new rules."

Since most travelers don't typically carry these big batteries, not a lot of people are affected by this restriction. But if you carry them, check out FAA's safety tips.

For more details, here's the link to the DOT website.

[Photo: US-DOT website]

Saturday, January 5, 2008

IMMIGRATION NEWS:

H-2B Cap Is Reached;
Suspension of R1 Premium Processing Services Suspended

USCIS REACHES H-2B CAP FOR SECOND HALF OF FISCAL YEAR 2008
U.S. Citizenship and Immigration Services (USCIS) announced this week that it has received a sufficient number of petitions to reach the congressionally mandated H-2B cap for the second half of Fiscal Year 2008 (FY2008). USCIS is hereby notifying the public that January 2, 2008 is the “final receipt date” for new H-2B worker petitions requesting employment start dates prior to October 1, 2008. The “final receipt date” is the date on which USCIS determines that it has received enough cap-subject petitions to reach the limit of 33,000 H-2B workers for the second half of FY2008.

The cap was reached with existing totals for that day. USCIS will reject petitions for new H-2B workers seeking employment start dates prior to October 1, 2008 that arrive after January 2, 2008.

USCIS will apply a computer-generated random selection process to all petitions which are subject to the cap and were received on January 2, 2008. USCIS will use this process to select the number of petitions needed to meet the cap. USCIS will reject, and return the fee, for all cap-subject petitions not randomly selected.

Petitions for workers who are currently in H-2B status do not count toward the congressionally mandated bi-annual H-2B cap. USCIS will continue to process petitions filed to:

Extend the stay of a current H-2B worker in the United States;
Change the terms of employment for current H-2B workers and extend their stay; or
Allow current H-2B workers to change or add employers and extend their stay.

More information about the H-2B work program is available at www.uscis.gov or by calling the National Customer Service Center at 1-800-375-5283.

*******************************************************

USCIS Extends Suspension of Premium Processing Service
for Religious Workers (R-1) Nonimmigrant Visa Classification


WASHINGTON—U.S. Citizenship and Immigration Services (USCIS) announced today that suspension of premium processing services for religious worker (R-1) visa petitions will be extended until July 8, 2008. A previous six-month suspension was announced on June 18, 2007.

The Premium Processing Service provides faster processing of certain employment-based petitions and guarantees a 15-calendar day processing time. USCIS needs additional time to assess whether it is possible to provide this level of service for nonimmigrant religious worker petitions. Due to the complexities with adjudicating R-1 visa petitions, USCIS cannot reasonably ensure a level of processing service within 15 calendar days.

On April 25, 2007, USCIS proposed significant revisions to its regulations related to the special immigrant and nonimmigrant (R-1) religious worker visa classifications. USCIS is currently considering comments on the proposed rule and promulgating the final rule. The proposed rule suggested steps to eliminate fraud in the religious worker program and discusses concerns addressed in an August 2005 Benefit Fraud Assessment conducted by USCIS’ Office of Fraud Detection and National Security. That assessment revealed potential vulnerabilities in the religious worker program.

USCIS will continue processing R-1 visa petitions which include already-established procedures designed to ensure the legitimacy of the petitioner and statements made in the petition. The procedures may include inspections, evaluations, verifications and compliance reviews for religious organizations – procedures that exceed the 15-day guarantee for premium processing.

In the future, if USCIS is able to properly process these cases within 15 calendar days of receipt, the Petition for a Nonimmigrant Worker (Form I-129) requesting R-1 nonimmigrant visa classification may once again be available for premium processing services. Additionally, USCIS may prescribe additional conditions of availability on the Premium Processing Service for religious worker petitions.


USCIS Press Release

Friday, January 4, 2008

BACK TO BLOG

I started this blog on January 2007 so, yes, one year na tayo!

One of the many memorable things that I got to do in 2007 happened during its last week: I was invited as a guest at "Kababayan LA" for its year-ender report, and I had a blast.

Choosing the top 10 Fil-Am stories that made an impact on me as reporter and an immigrant was difficult but ultimately rewarding. I'll post my choices later today.

"Kababayan LA" is the first and only Filipino daily show in LA and it enjoys a wide following so it's an honor to be asked. I couldn't make it last year but this time, I made sure to come.

Here's a link to the video. Here's another link.

Seeing Kababayan's tireless host/producer Jannelle So in action is always a treat. When I started reporting for ABS-CBN more than two years ago, Jannelle was the regular freelance correspondent so I've known her for quite sometime na. The success of her show is a testament to her talent and determination.

Check out her show on KSCI 18 weekdays at 4:30pm, and check out my Q&A with Jannelle this week on this blog.

Sunday, December 30, 2007

THE ULTIMATE PINOY HERO


Today is Rizal Day.

Dr. Jose Rizal was executed on December 30, 1896 in Bagumbayan.
He was a revolutionary during the Philippines' Spanish colonial era. His writings were said to entice insurgency among Filipinos and for this and his other patriotic activities, he was imprisoned in Fort Santiago, Intramuros.
Rizal was executed by a Spanish firing squad. Before he died, he wrote Mi Ultimo Adios or My Last Farewell.

Written in Spanish, English translations of the poem can be found online. Here's one:

Mi Ultimo Adios
Dr. Jose Rizal

Farewell, my adored Land, region of the sun caressed,
Pearl of the Orient Sea, our Eden lost,
With gladness I give you my Life, sad and repressed;
And were it more brilliant, more fresh and at its best,
I would still give it to you for your welfare at most.

On the fields of battle, in the fury of fight,
Others give you their lives without pain or hesitancy,
The place does not matter: cypress laurel, lily white,
Scaffold, open field, conflict or martyrdom's site,
It is the same if asked by home and Country.

I die as I see tints on the sky b'gin to show
And at last announce the day, after a gloomy night;
If you need a hue to dye your matutinal glow,
Pour my blood and at the right moment spread it so,
And gild it with a reflection of your nascent light!

My dreams, when scarcely a lad adolescent,
My dreams when already a youth, full of vigor to attain,
Were to see you, gem of the sea of the Orient,
Your dark eyes dry, smooth brow held to a high plane
Without frown, without wrinkles and of shame without stain.

My life's fancy, my ardent, passionate desire,
Hail! Cries out the soul to you, that will soon part from thee;
Hail! How sweet 'tis to fall that fullness you may acquire;
To die to give you life, 'neath your skies to expire,
And in your mystic land to sleep through eternity !

If over my tomb some day, you would see blow,
A simple humble flow'r amidst thick grasses,
Bring it up to your lips and kiss my soul so,
And under the cold tomb, I may feel on my brow,
Warmth of your breath, a whiff of your tenderness.

Let the moon with soft, gentle light me descry,
Let the dawn send forth its fleeting, brilliant light,
In murmurs grave allow the wind to sigh,
And should a bird descend on my cross and alight,
Let the bird intone a song of peace o'er my site.

Let the burning sun the raindrops vaporize
And with my clamor behind return pure to the sky;
Let a friend shed tears over my early demise;
And on quiet afternoons when one prays for me on high,
Pray too, oh, my Motherland, that in God may rest I.

Pray thee for all the hapless who have died,
For all those who unequalled torments have undergone;
For our poor mothers who in bitterness have cried;
For orphans, widows and captives to tortures were shied,
And pray too that you may see you own redemption.

And when the dark night wraps the cemet'ry
And only the dead to vigil there are left alone,
Don't disturb their repose, don't disturb the mystery:
If you hear the sounds of cithern or psaltery,
It is I, dear Country, who, a song t'you intone.

And when my grave by all is no more remembered,
With neither cross nor stone to mark its place,
Let it be plowed by man, with spade let it be scattered
And my ashes ere to nothingness are restored,
Let them turn to dust to cover your earthly space.

Then it doesn't matter that you should forget me:
Your atmosphere, your skies, your vales I'll sweep;
Vibrant and clear note to your ears I shall be:
Aroma, light, hues, murmur, song, moanings deep,
Constantly repeating the essence of the faith I keep.

My idolized Country, for whom I most gravely pine,
Dear Philippines, to my last goodbye, oh, harken
There I leave all: my parents, loves of mine,
I'll go where there are no slaves, tyrants or hangmen
Where faith does not kill and where God alone does reign.

Farewell, parents, brothers, beloved by me,
Friends of my childhood, in the home distressed;
Give thanks that now I rest from the wearisome day;
Farewell, sweet stranger, my friend, who brightened my way;
Farewell, to all I love. To die is to rest.

Thursday, December 20, 2007

PINAY GIRL WOWS ELLEN

If you haven't heard of her, now's your chance.

15-year old singing phenom Charice Pempengco, who traveled all the way from Manila to be a guest at Ellen DeGeneres's show, has wowed audiences everywhere.

Ang galing ng batang ito!

Here's her goose-bump-inducing rendition of "And I Am Telling You".

I am telling you, talo pa n'ya si Jennifer Hudson!

[Thank you to reader Jon dela Cruz for the tip.]

Wednesday, December 19, 2007

GOOD AND FUN REGALO IDEAS

Here's an awesome pang-regalo idea:
GiveWell.com helps you let your friends and loved ones know just how much you care when you buy them Prepaid Healthcare Visa Gift Card.

It lets you choose the amount you want to place on the card, from as little as $25 up to $5,000, and the recipient chooses the health related expenses he or she wants to use it for.

The card costs $4.95 plus shipping and handling and can be sent to you or straight to the recipient.

Uses include: co-pays at doctor’s and pharmacies; dental care, and others.

Mas okay na regalo ito kesa sa stale fruitcake, di ba?
For others naman who wish to give the gift of laughter, here's a quick and fun (and FREE!) gift idea: Get your loved ones' pictures and go to elfyourself.com to upload them and make a personalized Elf-theme singing card. I did this recently and I just could not stop laughing at the end result: My family as elves singing and dancing like crazy.

Tuesday, December 11, 2007

ASK A KABABAYAN:
I want to help my parents. I'm 16, pwede na ba ako'ng magtrabaho?

Yes. And I admire you for wanting to help your parents. (Pero 'wag mo'ng pababayaan ang pag-aaral mo ha!)

According to the Department of Labor, under Under the Fair Labor Standards Act (FLSA), ang minimum age for employment in non-agricultural employment is 14.

Here are more info:
Hours worked by 14- and 15-year-olds are limited to:
Non-school hours; 3 hours in a school day; 18 hours in a school week; 8 hours on a non-school day; 40 hours on a non-school week; and hours between 7 a.m. and 7 p.m. (except from June 1 through Labor Day, when evening hours are extended to 9 p.m.)

Youth 14 and 15 years old enrolled in an approved Work Experience and Career Exploration Program (WECEP) may be employed for up to 23 hours in school weeks and 3 hours on school days (including during school hours).

The FLSA does not limit the number of hours or times of day for workers 16 years and older.

Many
states have enacted child labor laws as well. In situations where both the FLSA child labor provisions and state child labor laws apply, the higher minimum standard must be obeyed.

Depending on what state you live in, you might need to get a work permit, click on this link to check. Though the Fair Labor Standards Act (FLSA) does not require that youth get work permits or working papers to get a job, some states do require work permits prior to getting a job. School counselors may be able to advise if a work permit is needed before getting a job, according to the Labor website.

You should also check this website, it is chock-full of info for teen workers.
[photo: south carolina DOL]

NO MORE "JINGGAM BELS"?

According to this report, Manila officials have banned Christmas carolers.

“The plan, controversial as it might be, is not done out of whim but rather for the safety of the children and the mo­torists,” an official said.

Last year a child was killed when he was run over by a speeding truck.

The rule effectively bans street kids from slum areas from knocking on vehicle windows on busy streets asking for cash while caroling.

Caroling in subur­ban areas where carolers would not affect road traffic is still allowed.

Wednesday, December 5, 2007

"WIFE SWAP" LOOKING FOR PINAY MOM!


ABC's "Wife Swap" is gearing up its 4th season and they are searching for "one-of-a-kind families with amazing personality and strong family philosophies!"

According to Elisha DeLeon, a proudly Pinay casting production assistant of the show, she is looking specifically "for families of all nationalities who are proud of their heritage and love their culture! Do you share your cultural values with your family and bring your cultural traditions into your household? If so, I would love to hear from you!"

Contact Elisha at 646-747-7959 or at elisha.deleon@wifeswapcasting.com.

Let them know that you got this info from FilipinOnline ha!

Here's more info from Elisha:

"In case you’re unfamiliar with the show, the premise of “Wife Swap” is simple: two moms from two different families get the opportunity to swap lives for one week to experience what it's like to live a different lifestyle - and to see what they can teach each other about their own! “Wife Swap” airs on Disney owned ABC television on Mondays at 8 pm- the family hour!

Potential families can live anywhere in the U.S. Families must consist of two parents with at least one child, between the ages 7 and 17 living at home. (There may be other children living in the home who are older or younger than the required age, as long as one child is in the required age range.) Families featured on the show receive a $20,000 honorarium to thank them for their time."

photo: abc.com

BUHAY AMERICA TIPS:
You Better Watch Out So You Don't Cry...
Before Getting In-Store Credit Cards


I know the temptation of a discount is great - and believe me, I succumbed to it before I knew better - but if you're serious about maintaining a high credit score, you gotta be careful about opening another department store credit card.

Here's a tip from TransUnion's TrueCredit newsletter:

"Though it can be tempting to save 10 to 15% on your holiday purchases, consider this: the interest rates can be high (especially if you make a late payment), and applying for a lot of cards can damage your credit score."

In essence, that discount that retail stores give when you apply for a new card might seem like a good deal now but if you don't pay off your entire balance every month, you will lose more in the long run because of the high interest rate. Also, applying for new cards can put dings in your credit score. If you do pay off your balance every month, then by all means, take the discounts. Still, be reminded that each application could have an effect on your credit score.

Here are more credit report-related info from the newsletter:

Do you know how long records stay on your credit report?

Here is a quick list of expiration dates:

Late Payments: Up to 7 years.

Collections: 7 years, starting 181 days from first date of delinquency preceding collection activity on the account.

Bankruptcies: 7-10 years after the filing date, depending on the bankruptcy type and policy of the credit reporting agency.

Judgments: 7 years from the filing date or until the statute of limitations expires, whichever is longer
[PHOTO: American Chronicle]

Tuesday, December 4, 2007

FYI: Democratic Party Forum

VOICES TO VOTES
An Asian / Latino Issues Forum featuring representatives from the leading Democratic Presidential Campaigns with special celebrity appearance by Kelly Hu.

Assembly Member Kevin de Leon (Hillary Clinton's campaign)
Assembly Member Anthony Portantino (John Edwards' campaign)
LA School Board Member Yolie Flores Aguilar (Barack Obama's campaign)

The forum will be moderated by Eric Byler (Asian Pacific Americans for Progress) and Sandra Mendoza (Metropolitan Democratic Club).

Tuesday, December 4, 2007 National Center for the Preservation of Democracy
111 N. Central AvenueLos Angeles , CA 90012
Event is FREETo RSVP, email: curtischin@aol.com
6:15 PM doors open
6:45 - 8:15 PM panel/forum (will begin promptly)

Immediately following the forum will be the Tuesday Tingler, a special edition of the Monday Minglers co-sponsored by Asian Pacific American Legislative Staff, the Asian Pacific Policy and Planning Committee and Asian Pacific Americans in Philanthropy. They will be joined by several co-sponsoring Latino organizations. Just walk around the corner to:
Far Bar at Chop Suey Café347 E. First StreetTel: (213) 617-9990
For more info on the party, email charles.chang@apadrc.org

Monday, December 3, 2007

BUHAY AMERICA TIPS:
Hit Delete on Texting While Driving


Naku, mga kababayan ko: Stop texting na while driving.

Apart from being ridiculously unsafe for you and the other motorists, it could land you in jail. If you haven't heard about the first texting-while-driving citation given to a distracted driver, then read this.

More and more states are adopting anti-cell phone-usage-while driving laws.

If you live in Calif., you must know that it is illegal for drivers under the age of 18 to use a cellphone, pager, text-messaging device or laptop while driving, even if they are wearing a headset.

Lawmakers used statistics that show that teenagers make up 6% of licensed drivers but 16% of auto accident fatalities in passing the bill.

For all California adult drivers, just a reminder: When you buy a new cell phone, make sure to get the hands-free one because by July 1, that's all we could legally use.

[photo: SWITCHED.COM]

Wednesday, November 28, 2007

ONE GOOD APL


It was very cold in Hollywood last night but at Black Eyed Peas' Apl.de.Ap's birthday show at the Vanguard, the atmosphere was warm and fuzzy.

His celebrity guests, including Will.i.am, Taboo, American Idol's AJ Tabaldo and Camille Velasco, Bai Ling, among others, praised the purpose of the event. All the proceeds of the show will go to Asian charitable organizations, including the Philippines.

"All I want for my birthday is for people to help me give more help to our kababayans back home," Apl said at his birthday bash/A.P.L. benefit show.

The Black Eyed Peas Peapod Foundation presented the event. The mission of Apl's organization - A.P.L. or Allan Pineda Lindo - is to provide material, educational and monetary assistance to specific charities in Asia, including the Pearl S. Buck Foundation and Angeles University Foundation, among others. The objective of A.P.L. is to provide the tools for empowerment, progress and self-reliance for underprivileged and marginalized Asian communities.

Apl's best friend and BEP co-founding member had one major wish for the birthday boy.

"I want him to be the president of the Philippines," said will.i.am.

Watch out for my interview with Apl on Balitang America this week.

ALL THAT JAZZIPINO


Ever heard of Jazzipino? Go to the 3rd Annual Fil-Am JazzFest and find out what it's all about.


Jazzipino's creator, the lovely and talented Charmaine Clamor, who's also the first Filipina vocalist ever to have an album simultaneously on both the JazzWeek Traditional Jazz and World Music charts, will be one of the headliners at the 3rd Annual Fil-Am JazzFest, presented by ABS-CBN.

Charmaine Clamor, who has received international acclaim for blending American jazz and blues with the languages and melodies of the Philippines, will perform December 7-9, at Catalina Bar & Grill Jazz Club, in Hollywood. Critics across America have praised Clamor for bringing the music of her birth country to a mainstream audience. Her current CD, "Flippin' Out," has been heard on more than 200 radio stations in the United States and Canada and has been on the World Music Charts for an unprecedented 14 weeks. Following an appearance this month on NPR's "Weekend Edition," her acclaimed album peaked at #2 on the World Music Charts.

"I'm obviously very proud of my Filipino roots," said Clamor. "And I'm even more proud to share the stage with some of the greatest musical artists our community has ever produced."

Clamor's smash radio hit, "My Funny Brown Pinay," a reworking of the popular American standard "My Funny Valentine," has been one of the most played songs on Los Angeles jazz radio stations KKJZ 88.1FM and KCRW. She is famous for taking beloved kundiman and harana songs, like "Dahil Sa Yo," "Hindi Kita Malimot," and "Minamahal Kita" and giving them a jazzy flavor. The resulting blend is called "jazzipino."

Clamor will be joined by Filipino jazz luminaries from around the globe, including Toti Fuentes, the legendary pianist from Sergio Mendes Brazil 66; Mon David, the first Filipino to win the London Vocal Jazz Competition; and Abe Lagrimas, Hawaii's renowned ukulele virtuoso.

What: 3rd Annual Fil-Am JazzFest presented by ABS-CBN
When: December 7-9; shows at 8 & 10PM; 7PM on Sunday
Where: Catalina Bar & Grill Jazz Club
6725 Sunset Blvd. (at McCadden), Hollywood 90028 www.CatalinaJazzClub.com
How Much: $20-35, plus drinks or dinner
Tickets and information are available at: http://www.jazzphil-usa.com/.

FREE IMMIGRATION CLINIC

Kung kailangan ninyo ng legal advice about immigration matters, here's a chance to talk to immigration lawyers for free.

The Asian Pacific American Legal Center (APALC) and the Southern California chapter of the American Immigration Lawyers Association (AILA) will host a free immigration clinic TODAY, November 28, 2007 from 6:30 p.m. to 8:30 p.m.. The event will be held at APALC, 1145 Wilshire Blvd. , 2nd Flr., Los Angeles , CA 90017 .

“The clinic offers people a chance to get accurate, up-to-date information and sound advice about green cards, visas, citizenship, etc.,” said Mark Yoshida, APALC staff attorney.
At the clinic, attendees will be able to discuss their immigration concerns with experienced attorneys, who are providing their assistance at no charge.

“We are fortunate to have attorneys from AILA Southern California volunteer for this program,” said Yoshida. “They bring the expertise immigrants often need to resolve their legal issues.”

Appointments are strongly encouraged; attendees without appointments may have to wait to talk with an attorney or be rescheduled for another clinic. Attendees should bring all records and documents relating to their immigration status.

For more information about the workshop or to schedule an appointment, call APALC at (213)977-7500 (English).

HOLIDAY TOY DRIVE


The Philippine American Bar Association (PABA) of Los Angeles once again joins the Asian Pacific American Legal Center , other local Asian Pacific American bar associations, APEX, and other APA community groups for our 8th Annual Holiday Toy Drive and Networking Reception, to be held on Thursday, December 6, 2007, from 6:00 p.m. to 8:00 p.m.


The Holiday Toy Drive and Networking Reception will take place at the Asian Pacific American Legal Center, 1145 Wilshire Boulevard (corner of Lucas Avenue), in downtown Los Angeles. PABA has selected Search To Involve Pilipino Americans as its beneficiary to receive toys from this event.

There will be a Raffle for a Pair of Round-trip Tickets to Anywhere Southwest Airlines Flies. Raffle tickets are $5.00 a ticket or 5 tickets for $20.00.

All proceeds will go toward the purchase of new toys for recipient organizations. Winner need not be present to win. Call APALC at (213) 977-7500 x 201 to purchase raffle tickets in advance.

Admission is $15 or a new, unwrapped toy with a value of at least $15, which will be donated to one of several APA charities for their respective holiday gift-giving programs. To volunteer or for more information about becoming a Toy Sponsor, please contact Cecilia Amo at camo@cochranfirm.com.

Monday, November 26, 2007

BAGYO


While we're celebrating Thanksgiving here, sadly, a lot of our kababayans back home are experiencing extreme hardships due to Typhoon Mitag. It has killed at least ten people, according to latest reports.

Mitag pounded the northern city of Tuguegarao on the main island of Luzon, bringing strong winds and heavy rain, knocking out power lines and causing widespread flooding, reports said.

Another tropical storm, Hagibis, hit Palawan, where officials said a Philippine air force plane went missing while looking for 25 crewmen of a Filipino fishing boat that was sunk by the storm last week.

[photo of Albay province evacuees: CNN.com]

Gov. Schwarzenegger Appoints Pinoy; Announces Plans to Help Homeowners Avoid Foreclosures

Governor Arnold Schwarzenegger has recently appointed a Filipino to a state agency that manages programs and initiatives to increase the number of Californians involved with service and volunteering.

Michael Balaoing, 39, of Los Angeles, has been appointed to the CaliforniaVolunteers Commission. He has served on the commission since 2000. Balaoing has worked for the Entertainment Industry Foundation since 2002, where he currently serves as senior vice president. He previously served as program director for the California Wellness Foundation from 1996 to 2002. Balaoing is chair of the board for the Liberty Hill Foundation. He also serves as board secretary for the Council on Foundations and the Ayala Foundation USA . This position does not require Senate confirmation and there is no salary. Balaoing is a Democrat.

Schwarzenegger also recently announced a program to help residents affected by the mortgage crisis. Here's the press release:

Gov. Schwarzenegger Works with Lenders to Help Homeowners Avoid Foreclosure; California 's Foreclosure Rate Twice the National Average

With California impacted more than any other state by the national home foreclosure crisis, Governor Arnold Schwarzenegger worked with loan servicers from Countrywide, GMAC, Litton and HomeEq to agree to streamline "fast-track" procedures to help keep more subprime borrowers in their homes. Together these four enterprises service more than 25 percent of issued subprime mortgage loans.

"With this type of cooperation from loan servicers, we can save tens of thousands of people from being added to the foreclosure lists. This common-sense approach does not involve a government subsidy or bailout," said Governor Schwarzenegger. "Borrowers need to do their part too. If these lenders are willing to meet more than halfway, it's important that consumers don't run when they reach out. It was a two-way street that got us into this mess and it will be a two-way street that gets us out."

The agreement the Governor negotiated with lenders builds off a proposal put forward by Federal Deposit Insurance Corporation Chair Sheila Bair that encourages lending agencies to keep subprime mortgage borrowers at their initial interest rate if they are living in their home, making timely payments, but can't afford the loan "re-set"--or jump to a higher rate. A half million Californians have subprime loans that will jump to higher rates in the next two years. Bair's proposal has been endorsed by the newspapers including the Wall Street Journal and New York Times as well as public and community leaders. Governor Schwarzenegger is the first to spur servicers to publicly commit to modifying loans in a streamlined and scalable manner.

Schwarzenegger also announced additional steps the state is taking to help homeowners avoid foreclosure.

Through a statewide outreach campaign, which will include public service announcements, the Governor will help reinforce the importance for consumers to reach out to their lender if they are at risk of foreclosure. The Governor will also continue to lobby
Congress to raise federal loan limits so that more California families can take advantage of these secure products, rather than relying on subprime loans.

"Losing your home in a foreclosure is an emotional crash that can take years to recover from, but we don't have to sit idly by and watch the American dream turn into the American nightmare. We must take steps at both the state and federal level to make sure future mortgages are on more sound economic footing. In the meantime, by working together, we can protect the American dream and our economy without hurting the American taxpayer," said Governor Schwarzenegger.

Seven of the top sixteen metropolitan areas with the highest rates of foreclosures in the nation are in California ,
according to the latest data from RealtyTrac. In the Stockton , Riverside/San Bernardino, Sacramento , Bakersfield , Oakland , Fresno and San Diego metropolitan areas, there was an average rate of approximately one foreclosure filing for every sixty households in the last quarter. The Governor made his announcement this morning at a meeting with San Joaquin Valley elected, business and community leaders in Fresno , which ranked 13 on the list.

This year,
Governor Schwarzenegger signed legislation to increase protections for Californians who own or plan to purchase homes and to expand affordable housing opportunities. The Governor has also pledged to work with lawmakers in the coming year to take additional steps to protect homebuyers.
Earlier this year, the Governor directed his Cabinet to form the Interdepartmental Task Force on Non-Traditional Mortgages. California was one of the first states in the nation to form a task force to examine the alarming developments in the non-traditional mortgage market. The task force consists of leadership from two agencies and seven departments responsible for all aspects of this complex issue.
In September, the Governor made $1.16 million in Community Development Block Grant funds available to counties for consumer counseling and urged Congress to provide more funding for these programs in California.

The following additional resources are available for homeowners:
· The "HOPE Hotline" (1-888-995-HOPE or
www.995HOPE.org), which provides free mortgage counseling 24 hours a day, seven days a week.

· A website with helpful information for prospective homebuyers, as well as homeowners who are experiencing difficulty in keeping payments current:
http://www.yourhome.ca.gov and the Spanish language version: www.sucasa.ca.gov.

Thursday, November 22, 2007

THANKFUL

Here's Christine Pechera's latest public service announcement. It chronicles this remarkable Pinay's courage and eventual victory over cancer.

Wednesday, November 21, 2007

ASK A KABABAYAN: Small Claims Court


ASK A KABABAYAN question:
"Naloko ako. It's for a small amount but I don't want others to be victimized so I want to sue this person. May nagsabi sa akin about Small Claims Court. Ano ba yon?"

I know how you feel. The moment after you've realized na nagoyo ka by a person you trust can be devastating and incredibly frustrating. Con artists have been around since the beginning of time, unfortunately. Pero somehow, mas nakakainis when it's perpetrated by a kababayan, ano?

You can either chalk it all up to experience and say, "It's only money. I can earn it back."

Or you can sue through the Small Claims Court, and yell (like that mad woman in the picture), "No, it's not fair! I will make him/her/it pay!"

Small Claims Court is the place where regular guys like you and I can have their day in court, without a lawyer at our side, to present our case.

The fee to file a claim is from $30 to $100, depending on your situation.
The maximum award varies widely by state and jurisdiction. In California, it is $7,500.

Before pursuing the matter in court, be sure to write a "demand letter" first to the other party, setting forth the payment you expect. Mention that you will go to court if the other side does not come through.

Now, here are the caveats and things to consider before filing a claim:
- There is also a statute of limitations or time limit during which claims can be filed.
- If you win a settlement, the court doesn't collect the money for you.
- Tingnan mong maige what are the odds of collecting the judgment based on the debtor's ability and willingness to pay. Baka mamroblema ka kung yung defendants ay chronically unemployed, ang business nila ay unlicensed o wala silang assets of value.
Here are some more helpful info from an L.A. Times article written by H. May Spitz: "How much should you sue for? In Ralph Warner's book Everybody's Guide to Small Claims Court in California, a chapter is dedicated to this important question. The amount varies based on the type of case. Do some research on the subject, since excessive claims may anger the judge. When getting ready for trial, organizing your evidence is particularly important. Photographs, receipts, bills and contracts or leases are important building blocks in establishing your viewpoint. Keep in mind you won't have lots of time to present your case; most folks are only given 10 to 15 minutes to state the situation, including presenting evidence. Be prepared to give specific dates for any details involved. Don't underestimate the importance of dressing appropriately. Although there is no formal dress code per se, the court is not a day at the beach or cocktail party. Don't expect witnesses to always be called. It can't hurt to bring the kind neighbor who saw the tidy apartment you claim to have left, but there may not be time after evidence is presented to question the person. Once both sides have presented their case, verdicts are either rendered on the spot or mailed within a few weeks."

For consumers in California, here are sites where you can get more information: www.courtinfo.ca.gov/selfhelp/smallclaims.
www.lasuperiorcourt.org/smallclaims


Monday, November 19, 2007

THE SAFEST AND MOST DANGEROUS U.S. CITIES

O.C. fans and residents, rejoice.

A new FBI study found that Orange County's Mission Viejo is the safest city in America.

Five other Southern California cities - Lake Forest, Irvine, Thousand Oaks, Chino Hills and Glendale - made it in the top 20 safest cities list.

The rankings are contained in the 14th edition of "City Crime Rankings: Crime in Metropolitan America," published by Washington-based CQ Press

They are based on statistics for murder, rape, robbery, aggravated assault, burglary and vehicle theft and include about 400 cities of at least 75,000 residents that reported crime data to the FBI.

Two Northern California cities were among those named in the top 10 least safe: Oakland and Richmond.

In order of being least safe, here are the cities' rankings:
Detroit was the least safe city, followed by St. Louis, Mo, Flint, Mich., Oakland; Camden, N.J.; Birmingham, Ala.; North Charleston, S.C.; Memphis, Tenn.; Richmond, Calif.; and Cleveland. Compton, Calif. was ranked 14th least safe.

FILIPINO COUPLE FIGHTING DEPORTATION


He is a 54-year-old doctor, she runs a grocery store and bakery in central Pennsylvania.

They have been Americans for two decades. Their children were U.S.-born and -educated.

But the day after Thanksgiving, they are scheduled to report to an Immigration and Customs Enforcement office to start their deportation proceedings.

This is the life-changing dilemma being faced by Pedro and Salvacion Servano. They are, by reported accounts, model U.S. residents since arriving from the Philippines in the 1980s.

Their problem stemmed from a mistake in their visa application 17 years ago. They started the application process as single but by the time their visas were approved, they have gotten married. They didn't correct their status. It was a simple oversight, they contend.

"We love this country and this is our American dream to be here," Salvacion Servano said to AP reporter Genaro C. Armas. "We've been here for 25 years. This is our home."

Many people are appealing to the government to give the Servanos a chance, arguing that they do not fit the profile of the demonized image of deportable immigrants. Even a Department of Homeland Security official has publicly signified his support to the couple.

"I fervently believe in the ICE mission. However, the Servanos did not sneak into this country illegally, they have broken no laws, and they have not been a burden to the economy. They pose no threat. I cannot fathom how deporting the Servanos fulfills any portion of the ICE mission. In fact, I would argue the action runs counter to it," DHS counterterrorism operative Bill Schweigart wrote in a published letter.
-Yong B. Chavez, filipinonline.com

[PHOTO: The Patriot-News]
Thanks to Art Pacho for the news tip.

Balitang America's Newsmaker of the Year

The story that I did about Senator Francis Pangilinan (and Pinoy overseas voting) made him a finalist for The Filipino Channel-Balitang America's Newsmaker of the Year search.

To see the report, click on the link below, scroll down to find Sen. Kiko Pangilinan, then click on video: http://www.abs-cbni.com/programming/ba/index.html

To vote by text or e-mail, find the phone number and e-mail address info at the bottom of the page in that link.

Thursday, November 15, 2007

A SHUTTERED LIFE

Filipino photojournalist Luis Sinco wrote this poignant piece for the Los Angeles Times where he works. It is a must-read.

Sinco is known as a great photographer; this article shows he's a brilliant writer as well.

In 2004, while embedded in Fallouja, he took a picture of Marine Lance Cpl. James Blake Miller [below].

That image, dubbed as "Marlboro Marine", made Miller famous and Sinco a Pulitzer finalist.

But their intertwined lives didn't end when they went home.

The article deftly shows what war does to young soldiers and to the people who care about them.
[Miller's photo from latimes.com; Sinco's photo from milkeninstitute.org]

Tuesday, November 13, 2007

PINOY WINS VESPA VIDEO CONTEST

Rex Hermogino, Yahoo's talent show champion, scored another picture-perfect win.

The San Diego native won the grand prize of a Vespa GTS 250 in the user-generated video contest. More than 100 original videos competed for the prizes.

Piaggio Group Americas, Inc. conducted a two-month contest, the “Go Green Vespa Video Challenge,” in which Vespa scooter owners and fans of Vespa were encouraged to develop creative videos that demonstrate their devotion for Vespa scooters and brand.

Below is Rex's award-winning Vespa video. To see and hear Rex's catchy song "Love On the Internet," click here, choose Video and then choose the song.



Here's the report I did about Rex last year when he won the Yahoo contest:

Tuesday, November 6, 2007

ASK A KABABAYAN:
"At a Pinoy store I go to, the credit card receipt they give me shows my whole card number. Okey lang ba ito?"


No, it's not okay because there are two vital things that ID thieves can get from those receipts. Your name and the numbers can equal to unauthorized credit card charges.

It is a very unsafe practice, and illegal, too.

You should tell that store's manager or owner that since Dec. 1, 2006, all businesses in the U.S. have been required to show only the last 5 digits of a credit card number or the expiration date on receipts on electronically created receipts, according to the Federal Trade Commission. Due to escalating ID theft cases, Congress passed the Fair and Accurate Credit Transaction Act which deals with this thing. Baka di lang informed yung store, so let them know na bawal na ito.

The rules don't apply to handwritten or "imprinted" receipts, which are created when your plastic card is placed into a device used to physically transfer its numbers to a paper receipt, and the law applies only to electronically printed receipts, not to handwritten ones. It applies to the receipts the customer is given, not to the receipts the businesses retain for their own records.

Businesses who disobey are risking FTC civil actions and fines by refusing to comply with the law. Anyone can file a complaint by visiting the FTC website or calling the agency's toll-free number, (877) FTC-HELP, or (877) 382-4357.
[photo: bbc.com]